How Flagstone for Business works

See how Flagstone helps 7,500+ businesses spread and secure their reserves.

Three steps to uncomplicated cash

1

Explore the platform

Explore the Flagstone platform with just your email and password. Then complete your application in minutes.

2

Fund your holding account 

It's a temporary home for your cash reserves, while you choose which high-interest accounts to open. 

3

Open business savings accounts

Choose the accounts that suit you and manage them in one platform. Fixed Term, Instant Access, and Notice. No further applications necessary.

A short application
goes a long way

Access 250+ high-interest accounts from 40+
banks, with one application. No more cash admin.

Discover the benefits

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How your money moves

Spread, secure, and grow your business savings. All through Flagstone.

×
Nominated account

Nominate the UK current account you'll use to fund your Flagstone holding account.

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Your nominated account
Your nominated account
Fund
Withdraw
×
Your holding account

This holds your cash while you choose which savings accounts to open. This account doesn't pay you any interest.

2 / 3
Your Flagstone holding account
Your Flagstone holding account
Deposit
Return
×
Savings accounts

Open as many as you like.

When an account closes or matures, your cash (initial deposit and interest) will return to your holding account.

You can redeposit it into new savings accounts, or withdraw back to your nominated account.

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Savings account
Savings account
Savings account
Savings account
Savings account
Savings account
Savings account
Savings account

Understanding your holding account

It's a temporary home for your cash reserves, while you choose
which high-interest accounts to open.

FSCS-eligible
It’s provided by HSBC, so all eligible deposits are protected up to £120,000 per client, per banking group.
Entirely central
Use it to open new savings accounts, and hold returning cash while you decide what's next. Fund and withdraw at any time.
Temporary by design
Cash in the holding account doesn’t earn you interest. Once you've funded, it's important to open savings accounts as soon as possible. 

How Flagstone
makes money

For each savings account you open through Flagstone, we receive a small share of the interest (up to 0.30%).

We deduct that share before we feature any savings account in our platform – so the rate you see will always be the rate you receive.

We don’t charge any platform fees.

This is how our share of the interest works →

Security at Flagstone

You're the steward for your business's cash. Control it. Protect it.

Ease of use
Ease of use

FSCS protection

Get FSCS protection on your eligible cash deposits. This applies to cash in the holding account and any savings accounts you’ve opened through Flagstone.

Sole user control

Only you can access, fund, and manage your Flagstone account. This helps prevent unauthorised access, defending your cash against fraud.

Digital defences

We encrypt your data with industry-leading Transport Layer Security (TLS), and validate every login with two-factor authentication.

Because there’s more to security than a strong password.

What you'll need to join

You'll need to be a UK-registered business with a UK bank account, and a minimum deposit of £100,000.

Open an Account

Still have questions?

Whether you’ve opened your Flagstone account or you’re just getting started, we’re here to help.

Call us on +44 (0)203 745 8130, Monday-Friday 9am-5.30pm.

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