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Our best fixed rate savings accounts

Potential unlocked with one application.

We update this table daily, so rates and banks may change. We’ve already deducted our share of the interest from these rates. 

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Results (161):

Showing 1-9

Bank name ICICI Bank
AER | Gross 4.37% | 4.37%
Term Fixed 12 Month
Min. Deposit £10,000
Max. Deposit £85,000
Bank name Paragon Bank PLC
AER | Gross 4.35% | 4.35%
Term Fixed 12 Month
Min. Deposit £10,000
Max. Deposit £500,000
Bank name Punjab National Bank (International) Limited
AER | Gross 4.31% | 4.31%
Term Fixed 12 Month
Min. Deposit £10,000
Max. Deposit £85,000
Bank name Chetwood Bank
AER | Gross 4.30% | 4.30%
Term Fixed 12 Month
Min. Deposit £10,000
Max. Deposit £2,000,000
Bank name ICICI Bank
AER | Gross 4.30% | 4.26%
Term Fixed 6 Month
Min. Deposit £10,000
Max. Deposit £85,000
Bank name Chetwood Bank
AER | Gross 4.29% | 4.25%
Term Fixed 6 Month
Min. Deposit £10,000
Max. Deposit £2,000,000
Bank name JN Bank UK
AER | Gross 4.27% | 4.27%
Term Fixed 5 Year
Min. Deposit £10,000
Max. Deposit £85,000
Bank name Chetwood Bank
AER | Gross 4.25% | 4.25%
Term Fixed 5 Year
Min. Deposit £10,000
Max. Deposit £2,000,000
Bank name Shawbrook
AER | Gross 4.08% | 4.08%
Term Fixed 12 Month
Min. Deposit £10,000
Max. Deposit £2,000,000

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A fixed rate is exactly that - fixed. No unexpected changes.

Complete clarity

Know exactly what interest you’ll earn, and when.

Richer returns

Fixed rate savings can often lead to better interest.

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Traditional savings

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What are the best fixed rate savings accounts?

The best fixed rate savings accounts depends on your goals and how much access you need. Generally, the higher the Annual Equivalent Rate (AER), the greater your earnings in interest.

Higher rates may mean you need to lock your savings away for longer. 
Joining Flagstone means you can open multiple account types, so you can balance access with interest. 

Are fixed rate bonds a type of savings account?

Yes, fixed rate bonds often work in the same way as savings accounts. This is because you fund the account at the start of the term, and you’re paid predictable interest until the time runs out.  

For savers, there’s little noticeable difference. 

How many fixed rate accounts can I have?

Flagstone allows you to open as many fixed rate savings accounts as you like, even if they have different terms. This lets you balance access with the highest rate of return.  

Can you make regular deposits into a fixed rate savings account?

It depends on the terms and conditions you agree to when you open the account. Some banks allow you to increase your deposits. Others require you to fund the account once, at the start of the term. 

Take your portfolio further with Flagstone

Fixed rate savings are just the beginning. Enrich your saving style. 

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Notice accounts

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Plan your withdrawls ahead of time.
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Humans on hand to help 

If you still need answers, our UK-based support team are here to help.

Call us on +44 (0)203 745 8130, Monday-Friday 9am-5.30pm.

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